Personal insurance
EU citizens
◾Staying less than one year
EU/EEA citizens staying for less than a year are strongly advised to bring their European health insurance card, EHIC card. The card gives you the right to necessary health care to reduced costs. Also, check if you need a S1 certificateor a private health insurance.
If you come from another Nordic country, you can instead show an ID card and provide your home address.
◾Staying one year or more
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency. Once you are registered in Sweden, you are entitled to healthcare under the same conditions as other residents in Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan).
Non-EU citizens
◾Staying less than one year
If you are a non-EU citizen staying for less than a year, speak to your host at the University about the Insurance for foreign visitors (FUB). This insurance provides the following coverage: personal injury protection, medical and dental coverage, home transport, personal property coverage, third party liability and legal expenses. The insurance provides 24-hour coverage in Sweden and throughout the Schengen area if you have a Schengen visa.
◾Staying one year or more
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency. Once you are registered in Sweden, you are entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan).
Financed by stipend (scholarship)
Note, for scholarship holders and for those financed by a stipend, other conditions apply than for those who have an employment. To clarify, a scholarship/stipend is not a salary, but keep in mind that you might still be entitled to some national health benefits just like every individual with a Swedish personal number and a valid visa/resident status living in Sweden.
The major difference compared with a salary is that a stipend holder does not pay taxes in Sweden. However, this means that not all the benefits included with a salary are provided to stipend holders. Please check insurance and working conditions with your host department or supervisor.